The 2025 Palisades and Eaton fires were among the most catastrophic disasters in Southern California history, leaving a lasting impact on families across Los Angeles and Ventura counties. As you begin the complex journey of rebuilding your home and restoring your life, the financial burden can feel overwhelming. However, meaningful wildfire relief is available to support your long-term recovery.
California utility providers and leading appliance manufacturers have activated significant assistance programs and rebate offers specifically for affected by California wildfires. L&D Appliance, your SoCal neighbor since 1956, is here to help you navigate the specific eligibility requirements and claim every discount you deserve.
2026 Wildfire Relief Programs at a Glance
- Thermador - $2,000 rebate on qualifying 4-PC Package
- Bosch - $700 rebate on qualifying 4-PC Package
- Dacor - 10% cash back on any eligible Dacor appliance
- Fisher & Paykel - 10% rebate on any Fisher & Paykel product
Note: All programs are funded on a first-come, first-served basis. Terms are subject to change by the California Public Utilities Commission or individual manufacturers.
The Power of Stacking: How to Maximize Your Savings
One of the best-kept secrets in appliance rebuilding is that these relief programs are often stackable. This means you can combine your disaster relief rebate with standard manufacturer promotions and exclusive partner programs.
- Manufacturer Promotions: Brands like Thermador and Bosch often run "Gift with Purchase" or "Buy More, Save More" events simultaneously with their wildfire relief offers.
- Utility Incentives: You can claim your manufacturer rebate and still apply for the up to $10,000 SoCalGas EEFR incentive for high-efficiency upgrades.
- Buying Group Exclusives: As a member of North America’s largest appliance buying group, L&D Appliance provides access to exclusive rebate programs not found at big-box retailers, allowing you to stack even deeper savings.
- L&D Expert Assistance: As an authorized dealer, we help you identify which high-efficiency models qualify for multiple layers of savings, ensuring you don't leave money on the table.
Manufacturer Relief Offers
These brand-direct incentive programs are available regardless of your utility provider and offer immediate savings to help replace appliances lost to fire or catastrophic smoke damage.
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Thermador – $2,000 Wildfire Relief Rebate
Thermador is offering a substantial rebate for homeowners in Los Angeles, Orange, Riverside, San Bernardino, Ventura, and Kern counties.
- Requirement: Purchase a qualifying 4-piece kitchen package that includes at least one refrigeration unit.
- Purchase Deadline: Purchases must be made by December 31, 2026.
- Claim Deadline: You must submit your initial claim (receipt/invoice) by January 31, 2027.
- Installation Buffer: Serial numbers must be provided no later than February 28, 2027, accommodating construction delays.
- Documentation: You will need your sales receipt, an insurance claim showing the fire-affected address, and product serial numbers.
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Bosch – $700 Fire Relief Rebate
The Bosch program provides a Mastercard Prepaid Card for qualifying 4-piece kitchen packages. This is an excellent option for property owners seeking energy-efficient German engineering.
- Requirement: Your package must include one serialized unit from at least four different categories (e.g., refrigerator, dishwasher, range, and ventilation).
- Purchase Deadline: Purchases must be made by December 31, 2026.
- Claim Deadline: Initial claim submission is due January 31, 2027, with serial numbers due by February 28, 2027.
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Dacor – 10% Cash Back
Dacor’s program is among the most flexible for those who may not need a full 4-piece set.
- Offer: 10% rebate on the purchase price of any eligible Dacor appliance.
- Requirement: No package requirement. Just provide a copy of your insurance claim or a contractor's estimate to verify eligibility. This program is active for purchases through December 31, 2028.
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Fisher & Paykel – Up to 10% Long-Term Relief
With a window extending to the end of 2030, Fisher & Paykel provides a rebate on any product in their lineup. This is the most "future-proof" offer if your rebuild program faces significant local delays.
- Offer: 10% rebate on the purchase price of any Fisher & Paykel product.
- Requirement: No package requirement. Individual appliance purchases qualify.
- Timeline: Purchases must be made by December 31, 2030.
- Claim Deadline: All claims must be received by December 31, 2031.
Your Rebuild Documentation Checklist
Gather these items early to ensure a smooth claim process:
- FEMA Declaration Letter: Your individual disaster assistance status letter.
- Insurance Claim / Adjuster's Report: Documentation showing the property address and a list of lost/damaged items.
- Model & Serial Numbers: Located on the physical appliance. Take photos of the data plates during delivery.
- Paid-in-Full Receipt: Must show the retailer name, date, model numbers, and price paid.
- Title 24 Certificate (for SoCalGas): Provided by your builder to prove your new home meets state efficiency standards.
Utility & Government Incentives
SoCalGas Residential Energy Efficient Fire Rebuild (EEFR)
For those rebuilding from the ground up, the SoCalGas EEFR program offers up to $10,000 for single-family and multifamily homes.
- Critical Rule: You must apply before construction begins. Applications submitted after breaking ground are generally disqualified.
- How to Apply: Visit the official program page at socalgas.com/Rebuild to start your application.
- Eligible Upgrades: Rewards high-efficiency natural gas appliances, HVAC systems, and tankless water heaters that prioritize energy efficiency.
SBA Disaster Loans & The New "Self-Certification" Rule
As of January 29, 2026, the Small Business Administration (SBA) has implemented an interim final rule specifically for homeowners using SBA Disaster Loans.
- Streamlined Permitting: If your local permit process has been significantly delayed, the SBA may allow the project to move forward via "Self-Certification." This ensures that federal loan proceeds can be used even if local bureaucratic processes are stalled.
- Funding: Homeowners can borrow up to $500,000 for primary residence repairs and $100,000 for personal property, which includes high-end appliances.
LA County’s Resilient Rebuilding Resources
Los Angeles County (via recovery.lacounty.gov) partners with SCE and LADWP to provide funding as LA County recovers. Resources focus on:
- Electrification upgrades, heat pump water heaters, and battery storage.
- Rooftop solar, EV charging, and indoor air quality improvements.
Planning Your New Kitchen: Gas vs. Induction
As you rebuild, you may be deciding between traditional gas and modern induction cooking.
- Induction for Safety: Many homeowners in fire-prone areas are choosing induction because it uses no open flame and stays cool to the touch, reducing indoor heat and fire risk.
- Gas for Reliability: For those who prefer a professional-style flame, SoCalGas offers significant incentives for ultra-high-efficiency gas models through the EEFR program.
- L&D Expert Tip: Check your electrical panel capacity early. Switching to all-electric appliances may require a 200-amp service upgrade. Check with Southern California Edison or LADWP, as panel upgrade subsidies may be available through their electrification programs.
Why Choose L&D Appliance for Your Rebuild?
Since 1956, L&D Appliance has been a fixture in the Inland Empire and Greater Los Angeles area. Our 60,000 sq. ft. warehouse in Santa Fe Springs allows us to maintain deep inventory levels, bypassing the long lead times that often plague rebuild schedules.
Our specialists understand the nuances of the California Public Utilities Commission guidelines and manufacturer forms. We don’t just sell you a dishwasher or range; we help you coordinate your entire kitchen package to ensure it meets every requirement for the maximum rebate amount.
Contact L&D Appliance and Claim Your Special Savings
Reach out to our team or visit one of our local showrooms to start your rebuilding:
- Santa Fe Springs Showroom: (562) 946-1105
- Monrovia Showroom: (626) 303-2536
Frequently Asked Questions
Can I mix brands and still qualify?
Can I mix brands and still qualify?
For Thermador and Bosch, you must stay within the brand for the 4-piece package. Dacor and Fisher & Paykel allow for individual appliance claims.
Is the HEEHRA federal program available?
Is the HEEHRA federal program available?
As of early 2026, HEEHRA funds for single-family retrofits in Southern California are fully reserved and on a waitlist. Manufacturer programs are currently a more reliable path to immediate savings.
Does "rebuilding" include smoke damage?
Does "rebuilding" include smoke damage?
Yes. If your insurance or a licensed contractor confirms that replacement is necessary due to smoke or ash, you qualify for the manufacturer relief programs.
What is the difference between RCV and ACV coverage for my appliances?
What is the difference between RCV and ACV coverage for my appliances?
Replacement Cost Value (RCV) pays the actual cost to buy brand-new appliances of like kind and quality. Actual Cash Value (ACV) only pays the depreciated value of your old units. Most California policies require the insurer to pay ACV first and then release the remaining RCV funds once you provide proof of purchase/installation.
Can I use my insurance benefits to buy a home elsewhere instead of rebuilding?
Can I use my insurance benefits to buy a home elsewhere instead of rebuilding?
Yes. Under California Insurance Code 2051.5, you have the legal right to use your "dwelling" and "personal property" benefits to purchase an existing home at a different location rather than rebuilding. You are still entitled to the full replacement cost benefits you would have received if you had rebuilt on the original site as part of your total recovery.
Am I entitled to a cash advance from my insurance company?
Am I entitled to a cash advance from my insurance company?
California law entitles you to two separate advances: (1) at least four months of Additional Living Expenses (ALE) for temporary housing, and (2) a contents/personal property advance of no less than 30% of your dwelling limit (up to $250,000) to begin replacing belongings immediately. full inventory is completed. This can help you secure your new appliances and temporary housing immediately.
What happens to my Prop 13 tax base if I rebuild?
What happens to my Prop 13 tax base if I rebuild?
Under Prop 19, if your primary residence was destroyed by a wildfire, you may be able to transfer your existing Prop 13 tax base to your newly rebuilt home anywhere in California, provided the replacement home is purchased or newly constructed within two years of selling the damaged property. This results in significant long-term property tax savings.
Disclaimer: Program availability, rebate amounts, and eligibility requirements are based on information available as of February 23, 2026, and are subject to change without notice. L&D Appliance is an authorized dealer but does not administer utility, state, or federal programs. While we strive for accuracy, L&D Appliance is not responsible for errors or omissions in the information provided. All users are strongly encouraged to independently verify current program details and deadlines directly with the relevant manufacturers or utility providers before making any purchase.